Take-home pay
Your yearly salary after federal and provincial tax, CPP and EI.
Estimated monthly take-home$4,213Federal tax $6,307 · Provincial tax $3,419 · CPP $3,659 · EI $1,060 a year
Estimate with 2026 federal and provincial rates, CPP and EI for all provinces and territories except Quebec. Provincial basic amounts are 2026 figures from a secondary source (TaxTips.ca) until we check them against CRA; Ontario surtax uses last year’s figures, and other provincial surtaxes, low-income reductions, deductions and credits are not included. Provincial basic amounts: TaxTips.ca 2026 tableTwo examples
Full-time at minimum wage, Ontario
$17.95 an hour × 40 hours × 52 weeks| Salary | $37,336 |
| Federal tax | −$2,347 |
| Provincial tax | −$1,457 |
| CPP | −$2,013 |
| EI | −$609 |
| Take-home a year | $30,911 |
| Take-home a month | $2,576 |
$65,000 office job, British Columbia
A typical starting salary for many office roles| Salary | $65,000 |
| Federal tax | −$6,307 |
| Provincial tax | −$2,930 |
| CPP | −$3,659 |
| EI | −$1,060 |
| Take-home a year | $51,044 |
| Take-home a month | $4,254 |
2026 income tax rates
You pay each rate only on the part of your income inside that band. Federal tax plus your province’s tax.
Federal
| Taxable income | Rate |
|---|---|
| $0 – $58,523 | 14% |
| $58,523 – $117,045 | 20.5% |
| $117,045 – $181,440 | 26% |
| $181,440 – $258,482 | 29% |
| $258,482+ | 33% |
Alberta
| Taxable income | Rate |
|---|---|
| $0 – $61,200 | 8% |
| $61,200 – $154,259 | 10% |
| $154,259 – $185,111 | 12% |
| $185,111 – $246,813 | 13% |
| $246,813 – $370,220 | 14% |
| $370,220+ | 15% |
British Columbia
| Taxable income | Rate |
|---|---|
| $0 – $50,363 | 5.6% |
| $50,363 – $100,728 | 7.7% |
| $100,728 – $115,648 | 10.5% |
| $115,648 – $140,430 | 12.29% |
| $140,430 – $190,405 | 14.7% |
| $190,405 – $265,545 | 16.8% |
| $265,545+ | 20.5% |
Manitoba
| Taxable income | Rate |
|---|---|
| $0 – $47,564 | 10.8% |
| $47,564 – $101,200 | 12.75% |
| $101,200+ | 17.4% |
New Brunswick
| Taxable income | Rate |
|---|---|
| $0 – $52,333 | 9.4% |
| $52,333 – $104,666 | 14% |
| $104,666 – $193,861 | 16% |
| $193,861+ | 19.5% |
Newfoundland and Labrador
| Taxable income | Rate |
|---|---|
| $0 – $44,678 | 8.7% |
| $44,678 – $89,354 | 14.5% |
| $89,354 – $159,528 | 15.8% |
| $159,528 – $223,340 | 17.8% |
| $223,340 – $285,319 | 19.8% |
| $285,319 – $570,638 | 20.8% |
| $570,638 – $1,141,275 | 21.3% |
| $1,141,275+ | 21.8% |
Nova Scotia
| Taxable income | Rate |
|---|---|
| $0 – $30,995 | 8.79% |
| $30,995 – $61,991 | 14.95% |
| $61,991 – $97,417 | 16.67% |
| $97,417 – $157,124 | 17.5% |
| $157,124+ | 21% |
Northwest Territories
| Taxable income | Rate |
|---|---|
| $0 – $53,003 | 5.9% |
| $53,003 – $106,009 | 8.6% |
| $106,009 – $172,346 | 12.2% |
| $172,346+ | 14.05% |
Nunavut
| Taxable income | Rate |
|---|---|
| $0 – $55,801 | 4% |
| $55,801 – $111,602 | 7% |
| $111,602 – $181,439 | 9% |
| $181,439+ | 11.5% |
Ontario
| Taxable income | Rate |
|---|---|
| $0 – $53,891 | 5.05% |
| $53,891 – $107,785 | 9.15% |
| $107,785 – $150,000 | 11.16% |
| $150,000 – $220,000 | 12.16% |
| $220,000+ | 13.16% |
Prince Edward Island
| Taxable income | Rate |
|---|---|
| $0 – $33,928 | 9.5% |
| $33,928 – $65,820 | 13.47% |
| $65,820 – $106,890 | 16.6% |
| $106,890 – $142,520 | 17.62% |
| $142,520 – $200,000 | 19% |
| $200,000+ | 20% |
Saskatchewan
| Taxable income | Rate |
|---|---|
| $0 – $54,532 | 10.5% |
| $54,532 – $155,805 | 12.5% |
| $155,805+ | 14.5% |
Yukon
| Taxable income | Rate |
|---|---|
| $0 – $58,523 | 6.4% |
| $58,523 – $117,045 | 9% |
| $117,045 – $181,440 | 10.9% |
| $181,440 – $500,000 | 12.8% |
| $500,000+ | 15% |
Quebec
Quebec sets its own income tax and collects it separately. See the official rates: Revenu Québec ↗
Rates from the Canada Revenue Agency, checked 2026-10-30. CRA ↗
Minimum wage by province
| Province / territory | Per hour | Full-time year | Since | Next change |
|---|---|---|---|---|
| Federal (federally regulated jobs) | $18.15 | $37,752 | 2026-04-01 | Every April 1, by inflation |
| Alberta | $15.00 | $31,200 | 2018-10-01 | — |
| British Columbia | $18.25 | $37,960 | 2026-06-01 | Every June 1, by inflation |
| Manitoba | $16.40 | $34,112 | 2026-10-01 | Every October 1, by inflation |
| New Brunswick | $15.90 | $33,072 | 2026-04-01 | Every April 1, by inflation |
| Newfoundland and Labrador | $16.35 | $34,008 | 2026-04-01 | Every April 1, by inflation |
| Northwest Territories | $17.20 | $35,776 | 2026-09-01 | Every September 1 |
| Nova Scotia | $17.00 | $35,360 | 2026-10-01 | Every April 1, by inflation + 1% |
| Nunavut | $20.17 | $41,954 | 2026-09-01 | Every September 1 |
| Ontario | $17.95 | $37,336 | 2026-10-01 | Every October 1, by inflation |
| Prince Edward Island | $17.30 | $35,984 | 2026-10-01 | $17.60 on 2027-04-01 |
| Quebec | $16.60 | $34,528 | 2026-05-01 | — |
| Saskatchewan | $15.70 | $32,656 | 2026-10-01 | Every October 1, by formula |
| Yukon | $18.51 | $38,501 | 2026-04-01 | Every April 1, by inflation |
General adult rate, checked 2026-10-30. Some jobs (students, servers, farm work) have different rules. Always check the official table: Government of Canada minimum wage database ↗